Related topic: Mortgage rates

The latest reductions cover two and five-year fixed rates, including HMO and EPC A-C options.

The lender has reduced rates again across its buy-to-let and limited company buy-to-let ranges.

The mortgage lender has cut rates between 85% to 95% LTV.

Nationwide’s lowest rate now stands at 4.29%.

The new pricing is available for a limited period and applies to cases that complete by the end of August.

Overall, rates have fallen by an average of 0.11% with the largest cut being 0.22%.

The report and accompanying guide explain swap rates and why they matter more than Bank Rate when it comes to the pricing of fixed rate mortgages.

High-LTV products have seen the largest reductions.

The changes apply across two and five-year fixed terms for both homebuyers and landlords.

There are reduced options for both new and existing customers.